A common question that is asked before chiropractic visits are if the cost of treatment from our chiropractors will be covered by insurance. While all insurance policies are different and can have stipulations for certain holistic treatments, more and more insurance plans are covering the cost of chiropractic care. Before you begin treatment with a chiropractor it is best to know what your insurance will pay and how much will be required of you to pay out of pocket. Health And Wellness Clinic encourages our patients to read more in this blog to learn if your chiropractic care is covered by insurance.
Are There Insurance Restrictions On Chiropractic?
Your insurance will most likely cover the chiropractor visits but may have stipulations while you are seeking care or after a few months. Often the insurance company will cover simple manual adjustments but may not cover laser therapy or computerized adjustments.
The first restriction is that many insurance plans will require a general doctor to refer you to a chiropractor. Getting a referral shows the insurance that a medical professional also believes you can benefit from chiropractic treatment.
The next restriction insurance plans may inflict is setting a cap on how many visits a patient can make to the chiropractor in a month or a year. These restrictions will not stop you from visiting the chiropractor, but the insurance will only pay for the allotted amount of visits. Talking to your insurance before you start treatment will prevent you from being blindsided when you need to start paying for visits.
One of the last stipulations may stop covering your chiropractic treatment if your treatment has reached a plateau. If you are seeing a chiropractor for a specific ailment, they may set a proven track record for your recovery. If your visits are outside this window, the chiropractic treatment will not be covered by insurance.
What If It Is Not Covered By Insurance?
Even though chiropractic care is proven to be effective for most patients’ pain, it just may not be covered by insurance. Patients can cover the cost out of their own pocket if they feel that chiropractic treatment will be helpful for their situation.
Under the circumstances that you are paying every expense out of your own pocket make sure you discuss this with your chiropractor and work to heal quickly and effectively. The shorter the timeline the less money you will be spending to seek treatment.
What Health Providers Cover The Treatment?
You will need to talk to your insurance provider directly to know what services are covered by insurance or what stipulations may be added. While some insurances may not cover chiropractic, there are some plans and even non-health insurance that are accepted.
Insurances that Health And Wellness Clinic accepts include
- All automobile insurances
- All worker’s compensation insurance
- Mailhandlers
- Altius
- Blue Cross Blue Shield
- Blue Cross Blue Shield Federal
- PEHP
- DMBA
- Select Health (IHC)
- Educators (EMIA)
- Aetna
- Cigna
- UHP
- UHC
- Foreign Service Benefit Plan
- SW Service Administrators
- Veterans Choice Programs
- Medicare Part B
- And more!
How Much Does A Chiropractic Visit Cost?
Our clinic also offers payment options to help make it easier for patients whose insurance will not cover chiropractic care. We want to help as many patients as possible receive pain relief so our plans can fit any budget.
The common cost of chiropractic care is anywhere from $30-65 per visit. Some chiropractors can cost hundreds of dollars per visit though, so it is best to work with your insurance to cover even part of the treatment. Intensive treatments can cost more than just simple manual adjustments.
Health And Wellness Chiropractic
Our clinic specializes in the treatment of headaches, neck pain, back pain, and other joint conditions. Our chiropractors can help provide a more holistic approach to your recovery. With two doctors and many excellent staff members, you will have peace of mind knowing that your treatment is our top priority. Chiropractic care is a proven way to improve your overall health. Chiropractic can improve your immune system, and your sleep, and heal your muscle fatique. Getting back to enjoying your life and hobbies starts with a non-invasive technique. Chiropractic care with our office can help you avoid surgery and addictive pain medications.
If you believe that chiropractic care can help your health, contact our office today to begin treatment!